Obamacare (ACA)
Obamacare is a health reform in charge of extending and improving citizens’ access to health, reducing expenses through relationships and taxes. This being the best option to insure your family members.
Medical insurance is acquired through a contract with the health insurance company in which conditions, responsibilities and rights of both the insured and the insurer are stipulated, depending on this, the monthly cost is stipulated, either of the plan or policy. This insurance can be obtained through the employer, as well as individually.
In most states, health insurance is too expensive for people to buy. These insurances that the state offers are Medicare, Medicaid and the Children’s Insurance Program known as CHIP.
After January 2014, all people residing in the United States, except some people, must have some type of medical coverage, there are different types of medical insurance and medical plans.
The government has created what is known as the Health Market, in order to help and facilitate the search for insurers that provide an appropriate plan for families and individuals according to annual income.
One of our priorities is to know that we have an obligation to protect ourselves and our family members with health insurance, whether obtained through our employer or privately, as well as through the state program, Medicare or Medicaid.
According to the Obamecare law, if we are not insured and we qualify to obtain it, we will be penalized with a certain percentage of our annual income. At GM Tax Group we recommend learning about it and fulfilling this responsibility.
In the market there are varieties of plans or products of insurance companies for certain cases. Some of these plans or products are not Health Insurance, so it is important to inquire about it. Within these plans we can mention the following:
Catastrophic illness policies, accident policies, supplemental policies, indemnity policies for hospitalization, supplemental prescription drug coverage, discount plans, etc.
GM Tax Group represent Insurance Companies such as BrightHealth, Ambetter and others. At GM Tax Group we are pleased to help our community to obtain the benefits of the Health Law and advise them to find and enroll in the plan that best suits them.
Medicare
Health
Life
